Businesses and Non-Profit Organizations

Consumer Credit Counseling Services Non-Profit Credit Counseling Services

Credit counseling services set up debt repayment programs also known as debt management programs. Consumer credit counseling services are operated by non-profit organizations that are primarily funded by your creditors. They can consolidate most types of unsecured debts from major credit cards to personal and student loans.


Uniform Debt-Management Services Act a uniform act in the United States.

For an individual to file for Chapter 7 bankruptcy, that individual will in most cases have to show that consumer debt counseling/management has been sought and attempted. This shifts a highly significant burden upon private services to perform honestly and effectively. Because the new bankruptcy rules are federal and apply in every state, regulating the counseling and management services in every state must be uniform in character for the new bankruptcy rules to be effective and for consumers to be protected.

Quick Links

1. Debt Consolidation Companies
2. Debt Settlement Companies
3. Debt Negotiation Companies
4. Consumer Credit Counseling Services
5. Credit Repair Companies
6. Debt Arbitration Assigning Agency
7. Non-Profit Organizations (financial sector)
8. Bankruptcy Lawyer

Industry Regulation Information

1. Company Registration Requirements
2. Disclosure Requirements
3. Enforcement

Before committing to bankruptcy review your alternative debt relief options: Debt Consolidation, Debt Settlement, Debt Negotiation, Consumer Credit Counseling Services.